📊 2026 Housing Market Outlook: The Affordability Factor

As we head into 2026, affordability remains one of the most defining forces in the housing economy. Price appreciation, insurance costs, maintenance, and interest rates continue to shape purchasing power — especially here in South Florida.

Key trends emerging locally:

1️⃣ Shift in Buyer Composition

We’re seeing more high-earning professionals relocating from cities like NYC & LA, reshaping affordability norms.

2️⃣ Product Type Rebalancing

Condos and townhomes are gaining traction as a more attainable path to homeownership.

3️⃣ Neighborhood Diversification

Areas west of I-95 are seeing increased activity as affordability pushes inland.

4️⃣ Demand Remains Strong

Despite affordability pressure, South Florida continues to outperform national averages due to lifestyle demand, tax advantages, and global appeal.

Affordability challenges aren’t stopping movement — they’re reshaping it.

For buyers, sellers, and investors, this next phase calls for clear strategy, accurate valuation, and nuanced neighborhood knowledge.

If you want to discuss affordability pathways or positioning in the 2026 market, I’d be happy to connect.